By Constantin Banica, Octavian Stanasila

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Standardised, accurate, high-quality data which are held in one internal database or across databases which freely communicate with one another can be easily collected, combined, recombined and subjected to sophisticated analysis. Consequently, customer compliance businesses tend to profit from the cheap and quick detection of trends and the production of summative analyses on significant aspects of consumer behaviour. Such data can be analysed automatically, and the results are used to introduce changes such as altering the flow of traffic or modifying the pricing or other aspects of offers.

Companies such as eBay, Amazon, Google and Ryanair have outcompeted their rivals and have become dominant operators in their sectors, greatly E. , The Compliance Business and Its Customers © Edward Kasabov & Alex Warlow 2012 22 THE CO M P L IA NCE BU S I N ESS AN D I T S C UST O M ER S due to the extensiveness and quality of data as well as the effective harnessing of such data for decision-making purposes. For many such businesses, databases constitute much of the value of the company, with some such companies having little in the way of tangible assets apart from unique in-house software.

Call centre and online interfaces are presented typically as a series of forms or decision trees which feed into, while building upon, company databases. These forms and decision tress are completely or partially inflexible, 20 THE CO M P L IA NCE BU S I N ESS AN D I T S C UST O M ER S from the point of view of customers, in that they require the completion of highly detailed instructions and the provision of specific information. During online interactions and, less so, call centre exchanges, customers are also expected to complete the required transactions, often on their own.

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